POWERED BY GREENPAY TECHNOLOGY
SDG SDG EST. MMXXV

Your Dealers Are Losing
Millions in Processing Fees

Strategic Dealer Group eliminates credit card processing fees for franchise dealer groups — legally, permanently, and at zero cost to the merchant.

$0
PROCESSING FEES
3%
CUSTOMER SURCHARGE (AZ)
1,200+
FRANCHISE STORES SERVED
THE PROBLEM

What Your Group Is Losing Every Year

Every swipe costs you. Most dealer groups don't realize how much until they see it laid out.

$18,000,000
estimated annual processing fees — Lithia Motors (300 stores × $200K/mo avg @ 3%)
01

You Pay the Fee

Traditional processors charge the merchant 2.5–3.5% on every transaction. On a $500,000 month, that's $15,000 gone before payroll.

02

You Fight Fraud Alone

When a customer disputes a charge, your processor takes the money out of your account and leaves you to prove the transaction. Most merchants lose.

03

PCI Compliance Burns Your IT

Every year, Visa and Mastercard require every store to complete PCI compliance training — pulling your IT team off real work to click through modules. GreenPay handles PCI compliance for every store we service. Completely. You never touch it again.

04

You're Locked In

Long-term contracts with cancellation fees. Equipment lease obligations. Monthly minimums. The system is built to keep you paying, not to serve you.

THE SOLUTION

Dual Pricing. Zero Fees. Month to Month.

Courts ruled that merchants can pass processing fees to the consumer. We built the system to do exactly that — compliantly and transparently.

✗ TRADITIONAL MODEL
$500K monthly volumeYou lose $15,000
Fraud disputesYou fight alone
HardwareYou pay
SoftwarePaid add-on
ContractLocked in
Chargeback fee~$50, no help
Debit card surchargeNot available
PCI complianceYour IT team, annually
✓ STRATEGIC DEALER GROUP
$500K monthly volumeYou keep $500K
Fraud disputesWe fight for you
HardwareIncluded free
Software (Dealer Genie)Included free
ContractMonth to month
Chargeback fee$30, we recover it
Debit card surchargeFully compliant
PCI complianceWe handle it — every store
01

Customer Chooses

At checkout, the customer sees two prices: cash/check price and card price. Fully disclosed. Fully compliant under Arizona, California, and all 50 states.

02

Card Fee is Passed

If the customer uses a card, the 3% convenience fee is added to their total. You receive 100% of your invoice amount. Every transaction, every time.

03

You Keep Everything

Next-day funding. QuickBooks-compatible batch reports. Real-time dashboard. Fraud department handles disputes. Your margins are fully protected.

SAVINGS CALCULATOR

See Your Number

Enter your dealership's monthly card volume and see exactly what you're losing — and what you'd save.

CURRENT MONTHLY LOSS
$6,000
at 3% processor fee
ANNUAL FEE BLEED
$72,000
per year, per store
YOUR ANNUAL SAVINGS
$72,000
with SDG dual pricing
TOTAL GROUP SAVINGS (ALL STORES)
$72,000
annually across your entire group
HEAD TO HEAD

How We Stack Up

Side by side with standard ISO processors. The difference is not subtle.

RECOMMENDED
Strategic Dealer Group
Powered by GreenPay Technology
Surcharge rate (AZ)3%
Merchant pays surchargeNo — customer pays
Hardware costIncluded free
Software (Dealer Genie)Included free
Monthly service fee$0
Inactivity fee$25/mo (zero-volume only)
Chargeback fee$30 — we recover it
ContractMonth to month
PCI complianceWe handle it — fully
Single txn cap (initial)$10,000
WHAT'S INCLUDED
Fraud department (chargeback recovery)
Two-factor authentication on large txns
Text payment links (card-present equivalent)
Card vault — store cards on file securely
QuickBooks-compatible batch reports
Dealer Genie software (parts, service, sales, body)
Debit + credit card dual pricing
Recurring payments + ACH option
Configurable for any business vertical
PCI compliance handled for every store — your IT team never touches it again
COMPETITOR
Dealer Merchant Services
Standard ISO processor
Surcharge rate (AZ)3%
Merchant pays surchargeYes — 1% still on merchant
Hardware costMerchant pays separately
SoftwarePaid add-on
Monthly service feeYes (varies)
Inactivity feeYes (varies)
Chargeback fee~$50, you fight alone
ContractTypically locked in
PCI complianceYour IT team — every year
Single txn capVaries by underwriting
WHAT'S MISSING
No fraud department
No 2FA on large transactions
No text payment links
No card vault
No QuickBooks-compatible reporting
Credit cards only (no debit dual pricing)
No configurable verticals
Card-not-present fraud risk (no recourse)
PCI compliance is your problem — annual IT burden on every store
GET STARTED

Request Your Free
Savings Analysis

Let's Talk About Your Group

We run a complimentary savings analysis for any dealer group. Show us three months of processing statements and we'll show you exactly what you're losing — and what you'd save switching to dual pricing.

strategicdealergroup.com
PILOT PROGRAM AVAILABLE

We offer a 5–10 store pilot for large dealer groups before full rollout. Zero risk. Full metrics. Your team validates results before any group-wide commitment.